Marchamo in Costa Rica: Requirements and Process

The Marchamo is an annual mandatory tax for all registered vehicles in Costa Rica. Its main purpose is to cover the Mandatory Vehicle Insurance (SOA), which provides protection against damages to persons in the event of traffic accidents, and to ensure the right of circulation of the vehicle. The Marchamo must be paid to the National Insurance Institute (INS), and its cost varies depending on the type of vehicle, its fiscal value, age, and other factors.

Requirements to Pay the Marchamo:

1. Up-to-date Technical Vehicle Inspection (RTV): Your vehicle must have a valid and approved Technical Vehicle Inspection (RTV) to pay the Marchamo. If it is not up to date, you can pay the Marchamo, but the circulation sticker will only be issued once you pass the technical inspection.

2. No Outstanding Fines: Before paying the Marchamo, you must ensure that there are no outstanding fines, as all fines must be paid to complete the process.

3. Mandatory Vehicle Insurance (SOA): This insurance must be included and paid when paying the Marchamo. It covers injuries, death of people involved in traffic accidents, and other associated medical expenses.

4. Vehicle Documentation: You need the vehicle's title and registration certificate to complete the payment.

5. Identification: You must present your ID card, passport, or residency card.

Steps to Pay the Marchamo:

1. Check the Amount: You can check the amount to be paid on the INS website by entering your vehicle's license plate number.
2. Make the Payment: The payment can be made online using a credit or debit card, or in person at authorized banks and other payment locations.
3. Receive the Receipt: Once the payment is made, you will receive a digital or physical receipt that you should keep in your vehicle as proof of payment.

Important Considerations:

• The payment period for the Marchamo generally begins in November and ends in December each year. Late payment can result in fines and the removal of the vehicle's license plates by the Road Safety Council (COSEVI).
• Any outstanding fines must be paid before completing the Marchamo payment.
• Payment can be split into installments at some banks, but the interest rates may be high.

Where to Pay the Marchamo?

The Marchamo can be paid at over 2,000 collection points across the country, including public and private banks, cooperatives, mutual funds, and other merchants. You can also pay online through the INS website or using the INS 24/7 app.

Benefits of Paying the Marchamo:

Paying the Marchamo ensures that your vehicle meets the legal requirements to circulate in Costa Rica. Additionally, having the SOA provides coverage in the event of traffic accidents, including medical assistance, compensation for disability, and other medical benefits.

For more details on how to pay the Marchamo and specific requirements, visit the National Insurance Institute (INS) website.